General Personal Injury FAQs — Los Nopalitos

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with cervical fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Los Nopalitos?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Los Nopalitos personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 111th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Los Nopalitos allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like carotid artery injury. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.89M. The goal is simple: fair compensation for your losses in Los Nopalitos.
• ❓What should I do if Patriot Insurance says “There’s a coverage issue we’re reviewing.” after my Los Nopalitos crash?
  Insurers like Patriot Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like tethered spinal cord syndrome can be life-changing. In Los Nopalitos, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 2.2M.