General Personal Injury FAQs — Los Lobos

• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Los Lobos personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a pre-trial settlement in 49th Judicial District Court and pursue full compensation.
• ❓What should I do if Auto-Owners Insurance says “We can’t confirm that you were the driver.” after my Los Lobos crash?
  Insurers like Auto-Owners Insurance often use lines such as “We can’t confirm that you were the driver.” to stall or minimize claims. Even injuries like pancreatic trauma can be life-changing. In Los Lobos, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 49th Judicial District Court — outcomes in our files include results up to 880K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Los Lobos allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe hand crush injury. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Farmers Insurance) often second-guess medical care to cut payouts. For clients such as a pedestrian with torn biceps tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 49th Judicial District Court. Our case histories include results such as 1.7M. The goal is simple: fair compensation for your losses in Los Lobos.
• ❓Will a gap in my medical care ruin my case in Los Lobos?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.