General Personal Injury FAQs — Los Ebanos

• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Los Ebanos personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓What should I do if National General says “We haven’t received your bills yet.” after my Los Ebanos crash?
  Insurers like National General often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like comminuted fractures can be life-changing. In Los Ebanos, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 332nd Judicial District Court — outcomes in our files include results up to 1.44M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 332nd Judicial District Court. Our case histories include results such as 2.44M. The goal is simple: fair compensation for your losses in Los Ebanos.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Los Ebanos allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Will a gap in my medical care ruin my case in Los Ebanos?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t follow doctor’s orders.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with laminectomy or discectomy, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.