General Personal Injury FAQs — Loma Linda

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Loma Linda allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like perilymph fistula from head trauma. Don’t accept “We need more documentation.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 684K. The goal is simple: fair compensation for your losses in Loma Linda.
• ❓Will a gap in my medical care ruin my case in Loma Linda?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Alpha Property & Casualty says “You can’t prove emotional distress.” after my Loma Linda crash?
  Insurers like Alpha Property & Casualty often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Loma Linda, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 1.45M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with rib cage trauma with internal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Loma Linda personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.