General Personal Injury FAQs — Lockhart

• ❓What should I do if USAA says “We believe the claim is inflated.” after my Lockhart crash?
  Insurers like USAA often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like pelvic ring disruption can be life-changing. In Lockhart, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 814K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lockhart allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like retinal detachment. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 1.22M. The goal is simple: fair compensation for your losses in Lockhart.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a Uber driver with nasal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lockhart?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Lockhart personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 274th Judicial District Court and pursue full compensation.