General Personal Injury FAQs — Liverpool

• ❓Will a gap in my medical care ruin my case in Liverpool?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with ACL/MCL tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Liverpool allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dental fractures. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓What should I do if Aspire General says “There’s a gap in your medical care.” after my Liverpool crash?
  Insurers like Aspire General often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like severe facial disfigurement can be life-changing. In Liverpool, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 239th Judicial District Court — outcomes in our files include results up to 2.3M.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Liverpool personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 239th Judicial District Court. Our case histories include results such as 1.66M. The goal is simple: fair compensation for your losses in Liverpool.