General Personal Injury FAQs — Liverpool

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 23rd Judicial District Court. Our case histories include results such as 1.27M. The goal is simple: fair compensation for your losses in Liverpool.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Liverpool allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cubital tunnel syndrome post-trauma. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓Will a gap in my medical care ruin my case in Liverpool?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Shelter Insurance says “You’ve already reached maximum medical improvement.” after my Liverpool crash?
  Insurers like Shelter Insurance often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like scaphoid fracture can be life-changing. In Liverpool, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 23rd Judicial District Court — outcomes in our files include results up to 1.7M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with ACL/MCL tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Liverpool personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 23rd Judicial District Court and pursue full compensation.