General Personal Injury FAQs — Linden

• ❓Will a gap in my medical care ruin my case in Linden?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 5th Judicial District Court. Our case histories include results such as 897K. The goal is simple: fair compensation for your losses in Linden.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with foot or toe fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Linden allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex regional pain syndrome. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓What should I do if MetLife Auto & Home says “You didn’t go to the emergency room.” after my Linden crash?
  Insurers like MetLife Auto & Home often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Linden, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 5th Judicial District Court — outcomes in our files include results up to 911K.
• ❓An adjuster told me “Our evaluation doesn’t match your claim..” Can a Linden personal injury lawyer still help?
  Yes. Adjusters regularly say “Our evaluation doesn’t match your claim.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.