General Personal Injury FAQs — Lincoln Park

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lincoln Park allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skin grafts after injury. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 211th Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in Lincoln Park.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with injury requiring bone grafting, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Elephant Insurance says “The damage doesn’t match your account of the crash.” after my Lincoln Park crash?
  Insurers like Elephant Insurance often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like midfoot dislocation can be life-changing. In Lincoln Park, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 211th Judicial District Court — outcomes in our files include results up to 2.34M.
• ❓Will a gap in my medical care ruin my case in Lincoln Park?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Lincoln Park personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.