General Personal Injury FAQs — Lincoln Park

• ❓What should I do if Allstate says “We haven’t completed our medical review yet.” after my Lincoln Park crash?
  Insurers like Allstate often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like optic nerve damage can be life-changing. In Lincoln Park, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 1.98M.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Lincoln Park personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 431st Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 2.13M. The goal is simple: fair compensation for your losses in Lincoln Park.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lincoln Park allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like neurogenic bladder. Don’t accept “We’re still investigating liability.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a passenger with lumbar spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lincoln Park?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.