General Personal Injury FAQs — Lewisville

• ❓What should I do if Auto-Owners Insurance says “We’re waiting on statements from witnesses.” after my Lewisville crash?
  Insurers like Auto-Owners Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like hemothorax can be life-changing. In Lewisville, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 204th Judicial District Court — outcomes in our files include results up to 996K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 204th Judicial District Court. Our case histories include results such as 2.4M. The goal is simple: fair compensation for your losses in Lewisville.
• ❓Will a gap in my medical care ruin my case in Lewisville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lewisville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Monteggia fracture. Don’t accept “We believe the claim is inflated.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Infinity Insurance) often second-guess medical care to cut payouts. For clients such as a school bus passenger with knee dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Lewisville personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a final trial award rendered by 204th Judicial District Court and pursue full compensation.