General Personal Injury FAQs — Leary

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Leary allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like chemical burns to face or limbs. Don’t accept “The bills are higher than reasonable market value.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a pedestrian with fractured pelvis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 2.21M. The goal is simple: fair compensation for your losses in Leary.
• ❓What should I do if Loya Insurance Group says “We need more documentation.” after my Leary crash?
  Insurers like Loya Insurance Group often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like tongue laceration and avulsion can be life-changing. In Leary, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 2.38M.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Leary personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Leary?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.