General Personal Injury FAQs — Lancaster

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Wawanesa Insurance) often second-guess medical care to cut payouts. For clients such as a commercial van driver with sacroiliac joint disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lancaster?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Amica Mutual says “The vehicle damage was minor.” after my Lancaster crash?
  Insurers like Amica Mutual often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like intra-articular knee fracture can be life-changing. In Lancaster, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 254th Judicial District Court — outcomes in our files include results up to 2.02M.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a Lancaster personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Erie Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 254th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lancaster allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skin grafts after injury. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 254th Judicial District Court. Our case histories include results such as 782K. The goal is simple: fair compensation for your losses in Lancaster.