General Personal Injury FAQs — Laguna Vista

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with traumatic ear drum rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Laguna Vista allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laminectomy or discectomy. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Laguna Vista personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 484th Judicial District Court. Our case histories include results such as 2.4M. The goal is simple: fair compensation for your losses in Laguna Vista.
• ❓What should I do if Wawanesa Insurance says “We don’t believe the vehicle speed contributed.” after my Laguna Vista crash?
  Insurers like Wawanesa Insurance often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like meniscus tear can be life-changing. In Laguna Vista, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 484th Judicial District Court — outcomes in our files include results up to 708K.
• ❓Will a gap in my medical care ruin my case in Laguna Vista?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.