General Personal Injury FAQs — La Ward

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 24th Judicial District Court. Our case histories include results such as 2.33M. The goal is simple: fair compensation for your losses in La Ward.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Ward allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of functional independence. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓What should I do if Stillwater Insurance says “The photos you submitted aren’t clear.” after my La Ward crash?
  Insurers like Stillwater Insurance often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In La Ward, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 24th Judicial District Court — outcomes in our files include results up to 1.44M.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a La Ward personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in La Ward?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.