General Personal Injury FAQs — La Paloma

• ❓What should I do if ACCC Insurance Company says “We’re still investigating liability.” after my La Paloma crash?
  Insurers like ACCC Insurance Company often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In La Paloma, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 197th Judicial District Court — outcomes in our files include results up to 929K.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a La Paloma personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 197th Judicial District Court. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in La Paloma.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with rib cage trauma with internal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Paloma allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical fracture. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓Will a gap in my medical care ruin my case in La Paloma?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.