General Personal Injury FAQs — La Paloma-Lost Creek

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with meniscus tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a La Paloma-Lost Creek personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 94th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in La Paloma-Lost Creek?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 94th Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in La Paloma-Lost Creek.
• ❓What should I do if MetLife Auto & Home says “You were partially at fault for the accident.” after my La Paloma-Lost Creek crash?
  Insurers like MetLife Auto & Home often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like pancreatic trauma can be life-changing. In La Paloma-Lost Creek, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 94th Judicial District Court — outcomes in our files include results up to 2.49M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Paloma-Lost Creek allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “You didn’t notify us within the required time frame.” at face value.