General Personal Injury FAQs — La Homa

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with labral tear (shoulder), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 775K. The goal is simple: fair compensation for your losses in La Homa.
• ❓What should I do if Loya Insurance Group says “We have to confirm if your policy was active.” after my La Homa crash?
  Insurers like Loya Insurance Group often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like posterior tibial tendon rupture can be life-changing. In La Homa, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 657K.
• ❓An adjuster told me “You didn’t go to the emergency room..” Can a La Homa personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t go to the emergency room.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a seven-figure award granted in 430th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Homa allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like clavicle fracture. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓Will a gap in my medical care ruin my case in La Homa?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.