General Personal Injury FAQs — La Homa

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver with radial head fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 2.41M. The goal is simple: fair compensation for your losses in La Homa.
• ❓What should I do if The Hartford says “There’s a question about your seatbelt use.” after my La Homa crash?
  Insurers like The Hartford often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like phalangeal fracture can be life-changing. In La Homa, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.86M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Homa allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like smoke inhalation injuries. Don’t accept “We believe the claim is inflated.” at face value.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a La Homa personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Allstate. If they won’t deal fairly, we prepare for a verdict rendered after trial in 206th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in La Homa?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.