General Personal Injury FAQs — La Blanca

• ❓What should I do if Loya Insurance Group says “We don’t believe the vehicle speed contributed.” after my La Blanca crash?
  Insurers like Loya Insurance Group often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In La Blanca, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.24M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.7M. The goal is simple: fair compensation for your losses in La Blanca.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a La Blanca personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Stillwater Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in La Blanca?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with rotational ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Blanca allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Galeazzi fracture. Don’t accept “There are inconsistencies in your account.” at face value.