General Personal Injury FAQs — Kyle

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a family member of a wrongful death victim with spinal fusion surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 22nd Judicial District Court. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in Kyle.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Kyle allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “We need more documentation.” at face value.
• ❓What should I do if Chubb says “You returned to work too quickly to justify lost wages.” after my Kyle crash?
  Insurers like Chubb often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like quadriplegia can be life-changing. In Kyle, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 22nd Judicial District Court — outcomes in our files include results up to 2.05M.
• ❓Will a gap in my medical care ruin my case in Kyle?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Kyle personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.