General Personal Injury FAQs — Krum

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 431st Judicial District Court. Our case histories include results such as 2.14M. The goal is simple: fair compensation for your losses in Krum.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a Krum personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 431st Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with distal radius fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Krum allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓What should I do if Erie Insurance says “We’re still investigating liability.” after my Krum crash?
  Insurers like Erie Insurance often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Krum, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 431st Judicial District Court — outcomes in our files include results up to 1.22M.
• ❓Will a gap in my medical care ruin my case in Krum?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t report the injury immediately.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.