General Personal Injury FAQs — Krum

• ❓What should I do if Clearcover says “The policyholder wasn’t clearly at fault.” after my Krum crash?
  Insurers like Clearcover often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like abdominal compartment syndrome can be life-changing. In Krum, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 158th Judicial District Court — outcomes in our files include results up to 1.86M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with extensor tendon injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Krum?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Krum personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Insurance. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 158th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 158th Judicial District Court. Our case histories include results such as 2.16M. The goal is simple: fair compensation for your losses in Krum.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Krum allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nasal bone fracture. Don’t accept “You didn’t provide a recorded statement.” at face value.