General Personal Injury FAQs — Krum

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 1.26M. The goal is simple: fair compensation for your losses in Krum.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Krum allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like vertebroplasty or kyphoplasty. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓What should I do if Cure Auto Insurance says “We can’t verify your medical provider’s credentials.” after my Krum crash?
  Insurers like Cure Auto Insurance often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like tracheal injury can be life-changing. In Krum, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 1.79M.
• ❓Will a gap in my medical care ruin my case in Krum?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with complex regional pain syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Krum personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.