General Personal Injury FAQs — Kosse

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 77th Judicial District Court. Our case histories include results such as 2.03M. The goal is simple: fair compensation for your losses in Kosse.
• ❓What should I do if Safeco says “The policyholder wasn’t clearly at fault.” after my Kosse crash?
  Insurers like Safeco often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Kosse, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 77th Judicial District Court — outcomes in our files include results up to 671K.
• ❓Will a gap in my medical care ruin my case in Kosse?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t follow doctor’s orders.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Kosse allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like distal radius fracture. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with brachial plexus injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Kosse personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.