General Personal Injury FAQs — Kempner

• ❓Will a gap in my medical care ruin my case in Kempner?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Clearcover says “We need to confirm your insurance coverage.” after my Kempner crash?
  Insurers like Clearcover often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like nasal bone fracture can be life-changing. In Kempner, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.03M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.74M. The goal is simple: fair compensation for your losses in Kempner.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with permanent disability from injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Kempner personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Kempner allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like femoral shaft fracture. Don’t accept “There are inconsistencies in your account.” at face value.