General Personal Injury FAQs — Kemp

• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Kemp personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 422nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.85M. The goal is simple: fair compensation for your losses in Kemp.
• ❓What should I do if Unitrin Insurance says “You returned to work too quickly to justify lost wages.” after my Kemp crash?
  Insurers like Unitrin Insurance often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like traumatic brain swelling can be life-changing. In Kemp, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 710K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Kemp allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like extensor tendon injury. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with knee dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Kemp?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.