General Personal Injury FAQs — Keene

• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Keene personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a settlement reached before trial in 249th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 249th Judicial District Court. Our case histories include results such as 724K. The goal is simple: fair compensation for your losses in Keene.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with severe hand crush injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Keene allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like neurogenic bladder. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Keene?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Kemper Corporation says “Your injury doesn’t meet our definition of serious.” after my Keene crash?
  Insurers like Kemper Corporation often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like injury requiring bone grafting can be life-changing. In Keene, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 249th Judicial District Court — outcomes in our files include results up to 2.48M.