General Personal Injury FAQs — Katy

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 505th Judicial District Court. Our case histories include results such as 1.87M. The goal is simple: fair compensation for your losses in Katy.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with intra-articular knee fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Katy allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compound fracture of the leg. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Katy personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 505th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Katy?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Safe Auto Insurance says “Your injury doesn’t meet our definition of serious.” after my Katy crash?
  Insurers like Safe Auto Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Katy, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 505th Judicial District Court — outcomes in our files include results up to 1.66M.