General Personal Injury FAQs — Katy

• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Katy personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 387th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Katy.
• ❓What should I do if Foremost Insurance says “You were partially at fault for the accident.” after my Katy crash?
  Insurers like Foremost Insurance often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In Katy, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.57M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a teen driver with severe facial disfigurement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Katy allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nerve compression injury. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓Will a gap in my medical care ruin my case in Katy?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.