General Personal Injury FAQs — Katy

• ❓What should I do if Cure Auto Insurance says “The police report is inconclusive.” after my Katy crash?
  Insurers like Cure Auto Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like distal radius fracture can be life-changing. In Katy, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 458th Judicial District Court — outcomes in our files include results up to 1.93M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Katy personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 458th Judicial District Court. Our case histories include results such as 1.83M. The goal is simple: fair compensation for your losses in Katy.
• ❓Will a gap in my medical care ruin my case in Katy?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Katy allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotator cuff tear. Don’t accept “We’re waiting on statements from witnesses.” at face value.