General Personal Injury FAQs — Jolly

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Jolly allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar disc replacement. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in company vehicle with facial nerve paralysis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Jolly?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 97th Judicial District Court. Our case histories include results such as 662K. The goal is simple: fair compensation for your losses in Jolly.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Jolly personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a jury awarded damages in 97th Judicial District Court and pursue full compensation.
• ❓What should I do if Farmers Insurance says “We need more documentation.” after my Jolly crash?
  Insurers like Farmers Insurance often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like nerve compression injury can be life-changing. In Jolly, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 97th Judicial District Court — outcomes in our files include results up to 684K.