General Personal Injury FAQs — Iowa Colony

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 239th Judicial District Court. Our case histories include results such as 2.03M. The goal is simple: fair compensation for your losses in Iowa Colony.
• ❓Will a gap in my medical care ruin my case in Iowa Colony?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need more documentation..” Can a Iowa Colony personal injury lawyer still help?
  Yes. Adjusters regularly say “We need more documentation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with plantar fascia rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Iowa Colony allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tarsal bone fracture. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓What should I do if American Strategic Insurance says “You didn’t follow doctor’s orders.” after my Iowa Colony crash?
  Insurers like American Strategic Insurance often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like jaw fracture (mandibular) can be life-changing. In Iowa Colony, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 239th Judicial District Court — outcomes in our files include results up to 1.39M.