General Personal Injury FAQs — Indian Lake

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Indian Lake allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Monteggia fracture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Will a gap in my medical care ruin my case in Indian Lake?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Our evaluation doesn’t match your claim.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with optic nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Elephant Insurance says “You didn’t report the injury immediately.” after my Indian Lake crash?
  Insurers like Elephant Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like intra-articular knee fracture can be life-changing. In Indian Lake, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.44M.
• ❓An adjuster told me “We’re still investigating liability..” Can a Indian Lake personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a settlement approved in 444th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in Indian Lake.