General Personal Injury FAQs — Impact

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 42nd Judicial District Court. Our case histories include results such as 1.44M. The goal is simple: fair compensation for your losses in Impact.
• ❓Will a gap in my medical care ruin my case in Impact?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Impact allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Monteggia fracture. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Impact personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 42nd Judicial District Court and pursue full compensation.
• ❓What should I do if Amica Mutual says “We haven’t received your bills yet.” after my Impact crash?
  Insurers like Amica Mutual often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like severe facial disfigurement can be life-changing. In Impact, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 42nd Judicial District Court — outcomes in our files include results up to 2.14M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The General) often second-guess medical care to cut payouts. For clients such as a mail carrier hit in residential area with rotator cuff tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.