General Personal Injury FAQs — Hudson Bend

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hudson Bend allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior interosseous nerve injury. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓What should I do if Farmers Insurance says “We’re still investigating liability.” after my Hudson Bend crash?
  Insurers like Farmers Insurance often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like cervical disc replacement can be life-changing. In Hudson Bend, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 2.13M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 955K. The goal is simple: fair compensation for your losses in Hudson Bend.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with hearing loss due to head impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need an independent medical examination..” Can a Hudson Bend personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Hudson Bend?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.