General Personal Injury FAQs — Horseshoe Bend

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Horseshoe Bend allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hemothorax. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Horseshoe Bend personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with phalangeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Erie Insurance says “We’re waiting on statements from witnesses.” after my Horseshoe Bend crash?
  Insurers like Erie Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like rotational ankle fracture can be life-changing. In Horseshoe Bend, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 43rd Judicial District Court — outcomes in our files include results up to 1.25M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 43rd Judicial District Court. Our case histories include results such as 1.79M. The goal is simple: fair compensation for your losses in Horseshoe Bend.
• ❓Will a gap in my medical care ruin my case in Horseshoe Bend?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.