General Personal Injury FAQs — Horseshoe Bay

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 424th Judicial District Court. Our case histories include results such as 671K. The goal is simple: fair compensation for your losses in Horseshoe Bay.
• ❓Will a gap in my medical care ruin my case in Horseshoe Bay?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Horseshoe Bay personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a verdict rendered after trial in 424th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with retinal detachment, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Horseshoe Bay allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of vision from head trauma. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓What should I do if Allstate says “We have to confirm if your policy was active.” after my Horseshoe Bay crash?
  Insurers like Allstate often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like brain herniation can be life-changing. In Horseshoe Bay, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 424th Judicial District Court — outcomes in our files include results up to 1.23M.