General Personal Injury FAQs — Hornsby Bend

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a person injured by turning vehicle with spinal fusion surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Hornsby Bend?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if GuideOne Insurance says “We’re still investigating liability.” after my Hornsby Bend crash?
  Insurers like GuideOne Insurance often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like crush injuries requiring debridement can be life-changing. In Hornsby Bend, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 2.18M.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Hornsby Bend personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 455th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hornsby Bend allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like scaphoid fracture. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.41M. The goal is simple: fair compensation for your losses in Hornsby Bend.