General Personal Injury FAQs — Hilltop

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hilltop allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured radius or ulna. Don’t accept “We need to confirm your insurance coverage.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with permanent disability from injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 81st Judicial District Court. Our case histories include results such as 1.49M. The goal is simple: fair compensation for your losses in Hilltop.
• ❓Will a gap in my medical care ruin my case in Hilltop?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The treatment timeline doesn’t make sense..” Can a Hilltop personal injury lawyer still help?
  Yes. Adjusters regularly say “The treatment timeline doesn’t make sense.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓What should I do if American Family Insurance says “You didn’t see a specialist.” after my Hilltop crash?
  Insurers like American Family Insurance often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Hilltop, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 81st Judicial District Court — outcomes in our files include results up to 1.96M.