General Personal Injury FAQs — Hillcrest

• ❓What should I do if Grange Insurance says “You didn’t go to the emergency room.” after my Hillcrest crash?
  Insurers like Grange Insurance often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Hillcrest, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 23rd Judicial District Court — outcomes in our files include results up to 1.36M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 23rd Judicial District Court. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Hillcrest.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with optic nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Hillcrest personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 23rd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hillcrest allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip dislocation. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Will a gap in my medical care ruin my case in Hillcrest?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.