General Personal Injury FAQs — Highlands

• ❓Will a gap in my medical care ruin my case in Highlands?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Highlands personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 312th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Highlands allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 312th Judicial District Court. Our case histories include results such as 2.23M. The goal is simple: fair compensation for your losses in Highlands.
• ❓What should I do if Texas Farm Bureau says “The at-fault driver’s policy may be void.” after my Highlands crash?
  Insurers like Texas Farm Bureau often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like fractured radius or ulna can be life-changing. In Highlands, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 312th Judicial District Court — outcomes in our files include results up to 662K.