General Personal Injury FAQs — Hickory Creek

• ❓Will a gap in my medical care ruin my case in Hickory Creek?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.32M. The goal is simple: fair compensation for your losses in Hickory Creek.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hickory Creek allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like meniscus tear. Don’t accept “The photos you submitted aren’t clear.” at face value.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Hickory Creek personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 16th Judicial District Court and pursue full compensation.
• ❓What should I do if State Farm says “You returned to work too quickly to justify lost wages.” after my Hickory Creek crash?
  Insurers like State Farm often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like chemical burns to face or limbs can be life-changing. In Hickory Creek, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 996K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.