General Personal Injury FAQs — Hickory Creek

• ❓What should I do if ACCC Insurance Company says “We don’t believe the treatment was necessary.” after my Hickory Creek crash?
  Insurers like ACCC Insurance Company often use lines such as “We don’t believe the treatment was necessary.” to stall or minimize claims. Even injuries like nerve root impingement can be life-changing. In Hickory Creek, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 158th Judicial District Court — outcomes in our files include results up to 781K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hickory Creek allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe facial disfigurement. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Hickory Creek personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Stillwater Insurance. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with compartment syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Hickory Creek?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 158th Judicial District Court. Our case histories include results such as 1.97M. The goal is simple: fair compensation for your losses in Hickory Creek.