General Personal Injury FAQs — Heath

• ❓Will a gap in my medical care ruin my case in Heath?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Heath allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of functional independence. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓An adjuster told me “The pain you’re describing is subjective..” Can a Heath personal injury lawyer still help?
  Yes. Adjusters regularly say “The pain you’re describing is subjective.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a settlement reached before trial in 86th Judicial District Court and pursue full compensation.
• ❓What should I do if Clearcover says “You didn’t notify us within the required time frame.” after my Heath crash?
  Insurers like Clearcover often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like distal radius fracture can be life-changing. In Heath, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 86th Judicial District Court — outcomes in our files include results up to 2.32M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with severe concussion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 86th Judicial District Court. Our case histories include results such as 1.44M. The goal is simple: fair compensation for your losses in Heath.