General Personal Injury FAQs — Hearne

• ❓Will a gap in my medical care ruin my case in Hearne?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Hearne personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Stillwater Insurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 82nd Judicial District Court. Our case histories include results such as 1.32M. The goal is simple: fair compensation for your losses in Hearne.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hearne allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like use of external fixator for bone injury. Don’t accept “We need an independent medical examination.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if The General says “The bills are higher than reasonable market value.” after my Hearne crash?
  Insurers like The General often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Hearne, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 82nd Judicial District Court — outcomes in our files include results up to 2.14M.