General Personal Injury FAQs — Harker Heights

• ❓Will a gap in my medical care ruin my case in Harker Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Harker Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laryngeal fracture. Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with shoulder dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if ACCC Insurance Company says “There’s a coverage issue we’re reviewing.” after my Harker Heights crash?
  Insurers like ACCC Insurance Company often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like abdominal compartment syndrome can be life-changing. In Harker Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 264th Judicial District Court — outcomes in our files include results up to 929K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 264th Judicial District Court. Our case histories include results such as 1.23M. The goal is simple: fair compensation for your losses in Harker Heights.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Harker Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 264th Judicial District Court and pursue full compensation.