General Personal Injury FAQs — Harker Heights

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with distal radius fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Harker Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like basilar skull fracture. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Harker Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 169th Judicial District Court and pursue full compensation.
• ❓What should I do if ACCC Insurance Company says “You didn’t follow doctor’s orders.” after my Harker Heights crash?
  Insurers like ACCC Insurance Company often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like retinal detachment can be life-changing. In Harker Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 169th Judicial District Court — outcomes in our files include results up to 1.76M.
• ❓Will a gap in my medical care ruin my case in Harker Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 169th Judicial District Court. Our case histories include results such as 1.96M. The goal is simple: fair compensation for your losses in Harker Heights.