General Personal Injury FAQs — Groves

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.83M. The goal is simple: fair compensation for your losses in Groves.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with temporal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Groves allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dislocated patella. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓Will a gap in my medical care ruin my case in Groves?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t follow doctor’s orders.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The damage doesn’t match your account of the crash..” Can a Groves personal injury lawyer still help?
  Yes. Adjusters regularly say “The damage doesn’t match your account of the crash.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓What should I do if NJM Insurance Group says “This is the most we’re allowed to offer.” after my Groves crash?
  Insurers like NJM Insurance Group often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like phalangeal fracture can be life-changing. In Groves, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 2.16M.