General Personal Injury FAQs — Granger

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 277th Judicial District Court. Our case histories include results such as 1.93M. The goal is simple: fair compensation for your losses in Granger.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Granger personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 277th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Granger allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like smoke inhalation injuries. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓What should I do if Dairyland Insurance says “We’re waiting on statements from witnesses.” after my Granger crash?
  Insurers like Dairyland Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like vertebroplasty or kyphoplasty can be life-changing. In Granger, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 277th Judicial District Court — outcomes in our files include results up to 2.23M.
• ❓Will a gap in my medical care ruin my case in Granger?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.