General Personal Injury FAQs — Grand Prairie

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with cervical disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 68th Judicial District Court. Our case histories include results such as 2.33M. The goal is simple: fair compensation for your losses in Grand Prairie.
• ❓What should I do if The Hartford says “We can’t verify your medical provider’s credentials.” after my Grand Prairie crash?
  Insurers like The Hartford often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In Grand Prairie, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 68th Judicial District Court — outcomes in our files include results up to 1.34M.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Grand Prairie personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 68th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Grand Prairie allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cranial nerve damage. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓Will a gap in my medical care ruin my case in Grand Prairie?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.