General Personal Injury FAQs — Garden City

• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Garden City personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a seven-figure award granted in 118th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Garden City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 884K. The goal is simple: fair compensation for your losses in Garden City.
• ❓What should I do if Horace Mann says “You didn’t report the injury immediately.” after my Garden City crash?
  Insurers like Horace Mann often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like severe facial disfigurement can be life-changing. In Garden City, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 758K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Garden City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tongue laceration and avulsion. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safe Auto Insurance) often second-guess medical care to cut payouts. For clients such as a commuter hit in parking garage with burst vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.