General Personal Injury FAQs — Galveston

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with loss of bladder control after spine trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Galveston?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Galveston personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a award granted by judge in 212th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Galveston allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cerebral contusion. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓What should I do if Root Insurance says “The policyholder wasn’t clearly at fault.” after my Galveston crash?
  Insurers like Root Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like plantar fascia rupture can be life-changing. In Galveston, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 212th Judicial District Court — outcomes in our files include results up to 1.33M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 212th Judicial District Court. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in Galveston.