General Personal Injury FAQs — Fresno

• ❓What should I do if Safe Auto Insurance says “You didn’t report the injury immediately.” after my Fresno crash?
  Insurers like Safe Auto Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like disfiguring limb deformity can be life-changing. In Fresno, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 458th Judicial District Court — outcomes in our files include results up to 2.31M.
• ❓Will a gap in my medical care ruin my case in Fresno?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t report the injury immediately.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a mail carrier hit in residential area with loss of bowel control after spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 458th Judicial District Court. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Fresno.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Fresno personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fresno allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “We can’t confirm that you were the driver.” at face value.