General Personal Injury FAQs — Frankston

• ❓What should I do if Patriot Insurance says “The collision was too minor to cause injury.” after my Frankston crash?
  Insurers like Patriot Insurance often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like esophageal tear can be life-changing. In Frankston, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 884K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Frankston allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotator cuff tear. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safe Auto Insurance) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with femoral shaft fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Frankston personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 87th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Frankston.
• ❓Will a gap in my medical care ruin my case in Frankston?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.