General Personal Injury FAQs — Fifth Street

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fifth Street allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crush injuries requiring debridement. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Fifth Street personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Fifth Street?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 400th Judicial District Court. Our case histories include results such as 677K. The goal is simple: fair compensation for your losses in Fifth Street.
• ❓What should I do if Cure Auto Insurance says “The provider overcharged for services.” after my Fifth Street crash?
  Insurers like Cure Auto Insurance often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like posterior hip dislocation can be life-changing. In Fifth Street, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 400th Judicial District Court — outcomes in our files include results up to 900K.