General Personal Injury FAQs — Ferris

• ❓What should I do if Patriot Insurance says “The at-fault driver’s policy may be void.” after my Ferris crash?
  Insurers like Patriot Insurance often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Ferris, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 1.55M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.74M. The goal is simple: fair compensation for your losses in Ferris.
• ❓An adjuster told me “The damage doesn’t match your account of the crash..” Can a Ferris personal injury lawyer still help?
  Yes. Adjusters regularly say “The damage doesn’t match your account of the crash.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a settlement approved in 255th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a maintenance worker hit in work zone with hip replacement due to trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ferris allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fracture of the talus. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓Will a gap in my medical care ruin my case in Ferris?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.