General Personal Injury FAQs — Ferris

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with burst vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “Our evaluation doesn’t match your claim..” Can a Ferris personal injury lawyer still help?
  Yes. Adjusters regularly say “Our evaluation doesn’t match your claim.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ferris allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like plantar fascia rupture. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓Will a gap in my medical care ruin my case in Ferris?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The pain you’re describing is subjective.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if GEICO says “You didn’t report the injury immediately.” after my Ferris crash?
  Insurers like GEICO often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like complex regional pain syndrome can be life-changing. In Ferris, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.4M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.67M. The goal is simple: fair compensation for your losses in Ferris.