General Personal Injury FAQs — Ferris

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a commercial van driver with knee dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “There’s a question about your seatbelt use..” Can a Ferris personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a question about your seatbelt use.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 283rd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 1.14M. The goal is simple: fair compensation for your losses in Ferris.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ferris allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like internal bleeding (abdominal). Don’t accept “We need to confirm your insurance coverage.” at face value.
• ❓What should I do if Infinity Insurance says “Your injuries were pre-existing.” after my Ferris crash?
  Insurers like Infinity Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like closed head injury can be life-changing. In Ferris, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 955K.
• ❓Will a gap in my medical care ruin my case in Ferris?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.