General Personal Injury FAQs — Farwell

• ❓An adjuster told me “We believe the claim is inflated..” Can a Farwell personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 222nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 222nd Judicial District Court. Our case histories include results such as 2.08M. The goal is simple: fair compensation for your losses in Farwell.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Farwell allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “The police report is inconclusive.” at face value.
• ❓Will a gap in my medical care ruin my case in Farwell?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with cervical fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Horace Mann says “The policyholder wasn’t clearly at fault.” after my Farwell crash?
  Insurers like Horace Mann often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like degenerative changes from trauma can be life-changing. In Farwell, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 222nd Judicial District Court — outcomes in our files include results up to 955K.