General Personal Injury FAQs — Fairview

• ❓What should I do if Farmers Insurance says “There’s a coverage issue we’re reviewing.” after my Fairview crash?
  Insurers like Farmers Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like radial head fracture can be life-changing. In Fairview, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 468th Judicial District Court — outcomes in our files include results up to 2.17M.
• ❓An adjuster told me “The provider overcharged for services..” Can a Fairview personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Grange Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 468th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fairview allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital blowout fracture. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with scaphoid fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 468th Judicial District Court. Our case histories include results such as 1.16M. The goal is simple: fair compensation for your losses in Fairview.
• ❓Will a gap in my medical care ruin my case in Fairview?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.